Thoughts:

A disciplined mindset actually goes a looong way – starting to pick up early habits will pay off in the future
- SAVE when you get the opportunity to. Unexpected money can be put into savings or investing; don’t just splurge
Investing in retirement and stocks makes up your post-retirement life, start it now
Even with inflation rates, as long as you are getting a return of at least ~4%, you’re set for life if you have 25x your annual expenses saved up
Never too late to start to grow your wealth – if investing, though, be prepared to invest money you won’t need for the next 5 years
- Retirement accounts are great as they reduce your income tax, just make sure it’s money you won’t need to pull out of the account until you’re 60+ or you will get taxed

Understanding Financial Wholeness